EXPOSURE THEORY

EXPOSURE THEORY

exposure theory. Insurance. A theory of coverage providing that an insurer must cover a loss if the insurance was in effect when the claimant was exposed to the product that caused the injury. Cf. MANIFESTATION THEORY; ACTUAL-INJURY TRIGGER ; TRIPLE TRIGGER. [Cases: Insurance 2265. C.J.S. Insurance ¡ì¡ì 429¨C430.]
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