ACTUAL-INJURY TRIGGER

glossary / ACTUAL-INJURY TRIGGER

ACTUAL-INJURY TRIGGER

actual-injury trigger. Insurance. The point at which an insured suffers damage or injury (such as the time of an automobile accident), so that there is an occurrence invoking coverage under an insurance policy. ¡ª Also termed injury-in-fact trigger. Cf. EXPOSURE THEORY; MANIFESTATION THEORY; TRIPLE TRIGGER.
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